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If SCOTUS Nixes Obamacare, Hoosiers Could Pay Four Times As Much For Coverage

Stan Jastrzebski

Tens of thousands of people across Indiana are waiting on the U.S. Supreme Court to decide the fate of their federal health insurance subsidies.

The Supreme Court will rule within the next several days on a lawsuit claiming the Affordable Care Act doesn’t allow enrollees in states that chose not to operate state-run health care exchanges to access subsidies that reduce the cost of insurance. 

Health care consumer advocacy group Families USA Executive Director Ron Pollack says about 160,000 people use the subsidies in Indiana, paying an average premium of about $120 a month.

“If the subsidies are withdrawn, they would rise to an average of $438," Pollack says. "Nearly four times as great.”

Pollack says a dramatic premium increase would likely cause younger people to drop their coverage.

“And so what we will see is insurance pools that are composed of older and sicker people and premiums are going to skyrocket,” he says.

Some states, including Delaware and Pennsylvania, have begun moving to a state-run exchange that would allow their residents to keep the subsidies regardless of the Court’s ruling.  Indiana has made no move in that direction. 

Brandon Smith is excited to be working for public radio in Indiana. He has previously worked in public radio as a reporter and anchor in mid-Missouri for KBIA Radio out of Columbia. Prior to that, he worked for WSPY Radio in Plano, Illinois as a show host, reporter, producer and anchor. His first job in radio was in another state capitol, in Jefferson City, Missouri, as a reporter for three radio stations around Missouri. Brandon graduated from the University of Missouri-Columbia with a Bachelor of Journalism in 2010, with minors in political science and history. He was born and raised in Chicago.
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